Thursday · November 12, 2026 Vol. I · No. 315
Independent · Aggregated · Daily
"All the news that's worth your time"
Established 2026
The

Krull Report

A Daily News Brief · Curated by Vladimir Krull
✦
Live
Nvidia announces change in leadership, Huang resigns Unknown person opens fire in downtown Washington DC — police Canada ignores court ruling to bar Russian hockey team Belarus capable of giving immediate crushing response to enemy — defense minister Putin’s meeting with US presidential envoys concludes STAT+: New documents raise more questions about Medicare’s AI prior-authorization experiment Neville 'disgusted' at Man Utd's treatment of Carrick At least 5 people shot near White House Nvidia announces change in leadership, Huang resigns Unknown person opens fire in downtown Washington DC — police Canada ignores court ruling to bar Russian hockey team Belarus capable of giving immediate crushing response to enemy — defense minister Putin’s meeting with US presidential envoys concludes STAT+: New documents raise more questions about Medicare’s AI prior-authorization experiment Neville 'disgusted' at Man Utd's treatment of Carrick At least 5 people shot near White House

Personal Finance

Business / Finance · Personal Finance

Bilt to Reduce Hyatt Transfer Ratio to 4:3 in 2027

Bilt Rewards quietly posted a notice on its Hyatt transfers page that the current 1:1 transfer ratio will drop to 4:3, effective Jan. 1, 2027, for all members.

Business / Finance · Personal Finance

Why OpenAI, Anthropic and Oura Have Delayed Their IPOs

OpenAI, Anthropic and Oura have delayed their IPOs. We talked to experts about why so many tech IPOs are getting pushed back, and what that means for investors.

Business / Finance · Personal Finance

Weekly Mortgage Rates Find a New Normal Above 7%

As the cost of borrowing climbs, it’s OK to reevaluate your homebuying plans in the typically slow fall and winter months.

Business / Finance · Personal Finance

Is the New IHG Premium Card Worth Its $350 Fee?

If you’re planning to stay at an IHG hotel this year, then you’ve already got a pretty strong reason to hold the . Given that the IHG portfolio includes about…

Business / Finance · Personal Finance

Mortgage Rates Today, Thursday, October 1: Rates Rise Sharply

TL;DR: Mortgage rates jumped today, giving house hunters an early dose of October sticker shock.

Business / Finance · Personal Finance

I Have One Rule for Shopping Amazon Prime Day — and It Saves Me Big

No splurging, no regrets — just restocking the stuff I’d buy anyway at a discount.

Business / Finance · Personal Finance

UK house price growth halves amid rising mortgage interest rates

Prices fell by 0.2% month on month in September as average price of a home slipped to £274,251, says NationwideBusiness live – latest updatesAnnual house price growth halved in th…

Business / Finance · Personal Finance

Healey urged to offer energy support in budget as bills rise 4%

Millions of people in Great Britain face increase from Thursday to an average of £1,723 a year for a typical homeJohn Healey is under growing pressure to offer fresh energy suppor…

Business / Finance · Personal Finance

The zero-bills home: how one family is beating the energy price hikes

The Naylors’ four-bedroom home in Milton Keynes acts like a mini-power station after retrofitting solar panels, a battery and a heat pumpClare Naylor paid close attention to how m…

Business / Finance · Personal Finance

Can Pretend Shopping Help You Spend Less?

Dopamine sites let you shop without spending a penny. But they might not keep you from pulling out your credit card anyway.

Business / Finance · Personal Finance

A Slopeside Park City Resort You Can Book With Chase Points

Our Westgate Park City Resort review covers ski-in/ski-out access, rooms, pools, dining, resort fees and value for booking with Chase points.

Business / Finance · Personal Finance

Unfair method of splitting pensions can add to the pain of divorce | Letters

Richard Nobbs draws attention to fundamental flaw in way pension assets are split on divorce and calls on Labour to actYour article on the impact of the escalating cost of living …

Business / Finance · Personal Finance

Why working parents are set up to fail - podcast

Georgie Dent’s National Press Club address recently went viral after laying bare the compounding pressures on modern families. Between soaring costs of living, rigid workplace exp…

Business / Finance · Personal Finance

Mortgage Rates Today, Wednesday, September 30: Steadily Above 7%

TL;DR: Mortgage rates are in a holding pattern today, and inflation is still running hot.

Business / Finance · Personal Finance

3 Reasons This Hotel Credit Card Deserves a Spot in My Wallet

The IHG Premier Credit Card offers a 4th night free perk, plus other benefits, that can make your hotel stay significantly cheaper.

Business / Finance · Personal Finance

Why Bilt’s New Launch Could Be the Most Rewarding Card to Rule Them All

Why Bilt's New Launch Could Be the Most Rewarding Card to Rule Them All

Business / Finance · Personal Finance

Why the Nerds Give This Hotel Credit Card a Rare 5-Star Rating

The IHG Premier Credit Card offers a 4th night free perk, plus other benefits, that can make your hotel stay significantly cheaper.

Business / Finance · Personal Finance

Why Crypto Has Made a Comeback This Fall

Bitcoin has risen more than 30% in the last six weeks, and other cryptocurrencies are up even more. Here's the scoop behind crypto's recent comeback.

Business / Finance · Personal Finance

Mortgage Rates Today, Tuesday, September 29: Kind of a Big Jump

TL;DR: Mortgage rates above 7% are the new normal.

Business / Finance · Personal Finance

Can You Get Your Money Back If an AI Agent Makes a Financial Mistake?

You can hand off tasks — and purchases — to AI. But if something goes wrong, legal protections are murky.

Business / Finance · Personal Finance

UK mortgage demand drops to 32-month low as Iran war drives up borrowing costs

Average five-year fixed mortgage interest rate has hit 5.94%, its highest since October 2023, says MoneyfactsBusiness live – latest updatesDemand for UK mortgages slumped to a 32-…

Business / Finance · Personal Finance

What is Burnham’s GB Grid plan and could it bring down energy bills?

Proposed government-backed network body welcomed by some in sector but others call it just another quangoAndy Burnham’s first address to the Labour party conference as prime minis…

Business / Finance · Personal Finance

‘It’s just cruel’: US households that had electricity shut off surged amid record hot summer

Utility disconnections were up 28% in 10 states in July 2026 – the hottest month ever recorded in the US – compared to July 2024, data showsA record hot summer collided unhappily …

Business / Finance · Personal Finance

3 Questions to Ask About Your Financial Advisor

Millions of Americans say a financial advisor shapes their finances. Make sure your advisor is a good match.