Thursday · November 12, 2026 Vol. I · No. 315
Independent · Aggregated · Daily
"All the news that's worth your time"
Established 2026
The

Krull Report

A Daily News Brief · Curated by Vladimir Krull
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Live
The 'HR-leaders by MLB franchise' quiz Hundreds of streaming services and nothing to watch US almonds, walnuts and grapes depend on draining groundwater that isn't coming back Nvidia CEO Jensen Huang resigns after reports of extramarital relationships Treasury Secretary Scott Bessent moves to a military base amid Iranian threats ‘A second chance’: children guilty of serious offences will no longer have to declare criminal reco… If EU deploys troops to Ukraine after peace deal, ‘war will resume,’ Putin says Putin proposes Alyoshki-like humanitarian mission in Konstantinovka The 'HR-leaders by MLB franchise' quiz Hundreds of streaming services and nothing to watch US almonds, walnuts and grapes depend on draining groundwater that isn't coming back Nvidia CEO Jensen Huang resigns after reports of extramarital relationships Treasury Secretary Scott Bessent moves to a military base amid Iranian threats ‘A second chance’: children guilty of serious offences will no longer have to declare criminal reco… If EU deploys troops to Ukraine after peace deal, ‘war will resume,’ Putin says Putin proposes Alyoshki-like humanitarian mission in Konstantinovka

Personal Finance

Business / Finance · Personal Finance

What Does a ‘Blue Wave’ Mean for Mortgage Rates?

Democrats won big in the midterms, but mortgage rates have bigger forces to reckon with.

Business / Finance · Personal Finance

Carers deserve a new, fairer social contract | Letter

Academics question the purpose of the carer’s allowance and say we can learn from the Scottish government’s reform processYour editorial (27 October) is right: serious issues with…

Business / Finance · Personal Finance

Mortgage Rates Today, Thursday, November 5: A Little Lower

TL;DR: Rates fell today, but not by enough to change your mortgage math.

Business / Finance · Personal Finance

Chase Will Add 10,000+ Vacation Homes to The Edit in 2027

Chase’s collection of upscale stays is significantly expanding with the addition of vacation homes. It gives eligible cardholders more options, even if some might like it more tha…

Business / Finance · Personal Finance

Milburn review to call for jobs ’revolution’ for young people with disabilities

Exclusive: Government should introduce ‘flexi-jobs’ alongside subsidies and skills support, former minister will sayThe British state should create and subsidise paid jobs for tho…

Business / Finance · Personal Finance

Pet Insurance on Your Mind? Buy It Now, Not Later

Learn more about how pre-existing conditions work in pet insurance and why you should get pet insurance now even if your pet is young and healthy.

Business / Finance · Personal Finance

The £10,000 refugee tax must be scrapped | Letters

Such a punitive measure will leave people at risk of exploitation and severe poverty, says Mark Joselin of the Refugee CouncilCabinet ministers are right to be worried about the p…

Business / Finance · Personal Finance

Mortgage Rates Today, Wednesday, November 4: Back Up

Mortgage rates jumped after stronger-than-expected jobs data raised expectations for a Fed rate hike next month.

Business / Finance · Personal Finance

Britain’s housing market unlikely to recover until 2028, says Savills

House prices forecast to fall by 1.5% next year as Middle East war keeps mortgage rates higher for longerBritain’s sluggish housing market is not expected to recover until 2028 as…

Business / Finance · Personal Finance

Citi AAdvantage Platinum Select vs. Citi Strata Premier Card: Which Is Better?

Both cards are useful for American Airlines flyers, but one offers more flexibility.

Business / Finance · Personal Finance

Guaranteed pension income ‘resurrected’ for 17m private sector workers

Ministers propose new guided retirement scheme to help give savers protection for lifeBusiness live – latest updatesMillions of private sector workers will be offered a guaranteed…

Business / Finance · Personal Finance

Mortgage Rates Today, Tuesday, November 3: Still Moving Lower

TL;DR: Mortgage rates eased again today, giving buyers modest relief from rates above 7%.

Business / Finance · Personal Finance

Rent rises of up to 88% still passing in England despite Renters’ Reform Act

Exclusive: While tenants are challenging increases in record numbers, renters and landlords say system is ‘not working for anyone’The rent tribunal system is “not working for anyo…

Business / Finance · Personal Finance

Widening inequality, stagnant pay – Britain urgently needs Labour’s hard-won workers’ rights | Polly Toynbee

The British Social Attitudes survey reveals record levels of dissatisfaction. But still Kemi Badenoch and the business lobby want to take us backwardsBritain is unhappier at work …

Business / Finance · Personal Finance

UK job satisfaction at record low amid rising frustration over pay and flexible working

Resolution Foundation study finds workers are less willing to go ‘above and beyond for employers than a decade ago’Job satisfaction among UK workers has dropped to a record low, a…

Business / Finance · Personal Finance

Mortgage Rates Today, Monday, November 2: Noticeably Lower

TL;DR: Mortgage rates slid enough today to get home buyers' attention.

Business / Finance · Personal Finance

Country diary: As winter approaches, all eyes here are on heating oil prices | Nicola Chester

Inkpen and Combe, Berkshire: If the price goes down, the village WhatsApp group lights upBeyond the reach of the gas mains, there is tension about the coming winter. Many rural ho…

Business / Finance · Personal Finance

Affordability top of mind for voters in final sprint to midterms: ‘I have to pick between medicine or groceries’

Cost of living has loomed over this election cycle as workers and unions champion candidates fighting for higher wages and tackling rising pricesFor millions of Americans heading …

Business / Finance · Personal Finance

‘We were mortgage-free at 45, here’s how you can do it too’

Even modest overpayments can save you a fortune. We look at the best ways to pay off your biggest debt early When Adrian Massey was made redundant from his job as a food developer…

Business / Finance · Personal Finance

Budget 2026: how to beat the new savings tax rates

John Healey’s budget offered a ‘sting in the tail’ for savers by raising tax rates but there are ways to ease the painSavers were both winners and losers in Wednesday’s budget. In…

Business / Finance · Personal Finance

Avanti West Coast paid out £20m in ‘delay repay’ passenger refunds this summer

Intercity train operator’s compensation bill likely to top £70m this financial year amid rise in claims across networkAvanti West Coast paid out more than £20m to passengers in ju…

Business / Finance · Personal Finance

Nov. 3 Is National Sandwich Day — Sink Your Teeth into 11 Deals

Restaurants and sandwich chains nationwide are celebrating with BOGO subs, discounts and free food with a minimum purchase.

Business / Finance · Personal Finance

This budget fails to live up to Andy Burnham’s grand rhetoric | Letters

Caitlin Boswell of Tax Justice UK and others on what Aditya Chakrabortty described as a ‘Martin Lewis budget’Aditya Chakrabortty was spot-on in his analysis of John Healey’s budge…

Business / Finance · Personal Finance

5 Things to Know About the Fold Bitcoin Credit Card

It's light on fees and can snag you lucrative rewards on everyday spending — if you tie up large sums with the company.