Thursday · November 12, 2026 Vol. I · No. 315
Independent · Aggregated · Daily
"All the news that's worth your time"
Established 2026
The

Krull Report

A Daily News Brief · Curated by Vladimir Krull
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Live
Phils have interest in Sato in search for outfielder (sources) Cosmic Baseball coming to Citizens Bank Park in July 2027 Oilers’ Early Success Raises Sustainability Questions Electron beam tests advance safer sterilization method for flies that threaten livestock STAT+: Will Heidi Overton get to run the FDA? Euclid offers best-ever 3D map of the universe to date U.S. envoys meet with Putin in the Kremlin after Ukraine talks in Abu Dhabi Allen Iverson wishes he avoided Finals defeat Phils have interest in Sato in search for outfielder (sources) Cosmic Baseball coming to Citizens Bank Park in July 2027 Oilers’ Early Success Raises Sustainability Questions Electron beam tests advance safer sterilization method for flies that threaten livestock STAT+: Will Heidi Overton get to run the FDA? Euclid offers best-ever 3D map of the universe to date U.S. envoys meet with Putin in the Kremlin after Ukraine talks in Abu Dhabi Allen Iverson wishes he avoided Finals defeat

Personal Finance

Business / Finance · Personal Finance

Music education is powerful, yet its provision is frail | Letters

Elizabeth Williams and Luke Madams respond to an article by Robert Ames in which he argues that doors are closing for working-class musiciansFurther to Robert Ames’s article (I co…

Business / Finance · Personal Finance

Spending Scaries: The Financial Regrets Haunting Americans

Many Americans (60%) have spent money on something expensive they later regretted, and a majority with regrets have more than one, according to a new NerdWallet survey.

Business / Finance · Personal Finance

Mortgage Rates Today, Tuesday, September 15: A Little Lower, But …

Mortgage interest rates dipped slightly this morning. It's just a blip.

Business / Finance · Personal Finance

Chase 5% Bonus Categories, Q4 2026: Grocery Stores, Dining, American Red Cross

Right in time for the upcoming festive season, Chase has unveiled its bonus categories for the last three months of 2026.

Business / Finance · Personal Finance

‘Just be aware of what you’re spending’: budget hints for students

The cost of living crisis hits students hard. Planning ahead and some self-discipline will help, alongside a sharp eye for a bargain and, if you’re eligible, a bursaryLike late-ni…

Business / Finance · Personal Finance

UK state pension set to top £13,000 a year as wage growth slows to 3.9%

Workers face inflation squeeze fuelled by Iran war, as Bank of England prepares for interest rates decisionBusiness live – latest updatesWage growth in the UK has slowed as worker…

Business / Finance · Personal Finance

Sky gave my father the hard sell even though he has dementia

He wanted to save money, but it insisted on selling costly packages and seemed not to accept ‘cancel’ as an optionI was helping my father, who has dementia and Parkinson’s disease…

Business / Finance · Personal Finance

Why has university become such a scam? | Zoe Williams

Graduates are leaving with an average debt of £53,000 – while entry-level jobs plummet. It’s time for politicians to stop burying their heads in the sandIt wasn’t in relation to u…

Business / Finance · Personal Finance

If looks could kill, I’d be in real trouble | Brief letters

Default facial expressions | Coffee thermometer | Quitting Britain | Nominative determinism delightsAdrian Chiles is lucky that his face is merely “miserable” (I’ve spent my whole…

Business / Finance · Personal Finance

Hard truths about solo homeownership – and the tools that made these women DIY pros

Women who have tackled home repairs and renovations share hard-earned tips and tools that helped them patch drywall, refinish floors and build decks11 products our writers rely on…

Business / Finance · Personal Finance

Mortgage Rates Today, Monday, September 14: Over 7%

Markets now expect the Fed to raise the funds rate on Wednesday, and that's pushing mortgage interest rates higher.

Business / Finance · Personal Finance

Should You Really Try to ‘Die with Zero’?

This philosophy is about enjoying your money while you can — but you need a solid financial foundation first.

Business / Finance · Personal Finance

A little rudeness can save you from being scammed? Count me in | Polly Hudson

Being polite to strangers will make everyone love you – especially those who just want to swindle you out of your money. I won’t make that mistake againI knew I wanted to marry my…

Business / Finance · Personal Finance

UK credit scores: should you worry about a big shake-up?

Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rulesYour credit score is the magic number that helps lenders decide wheth…

Business / Finance · Personal Finance

Rail passengers get automatic right to switch operators for free when trains are cancelled

‘Commonsense change’ looks to end current confusion and put ‘passengers first, not shareholders’ when services are disruptedRail passengers whose trains are cancelled will have th…

Business / Finance · Personal Finance

Can you futureproof your career by choosing an AI-resistant degree?

Humans will have to compete with AI-powered virtual employees in the near future. Here are our tips for the last human holdoutsFutureproofing your career with an AI-resistant degr…