Thursday · November 12, 2026 Vol. I · No. 315
Independent · Aggregated · Daily
"All the news that's worth your time"
Established 2026
The

Krull Report

A Daily News Brief · Curated by Vladimir Krull
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Live
Electron beam tests advance safer sterilization method for flies that threaten livestock STAT+: Will Heidi Overton get to run the FDA? Euclid offers best-ever 3D map of the universe to date Allen Iverson wishes he avoided Finals defeat Russia cannot silently watch European militarization — envoy Sea pigs from the abyss host unusual bacteria Deron Williams favors 2012 over Redeem Team Report: Ravens to sign K Harrison Mevis to practice squad Electron beam tests advance safer sterilization method for flies that threaten livestock STAT+: Will Heidi Overton get to run the FDA? Euclid offers best-ever 3D map of the universe to date Allen Iverson wishes he avoided Finals defeat Russia cannot silently watch European militarization — envoy Sea pigs from the abyss host unusual bacteria Deron Williams favors 2012 over Redeem Team Report: Ravens to sign K Harrison Mevis to practice squad

Personal Finance

Business / Finance · Personal Finance

‘Cost of housing’ crunch looms for low-income families, warns Resolution Foundation

Thinktank calls on chancellor to end housing allowance freeze with typical two-bedroom household facing £158 week shortfall amid rent risesMore than 1.1 million low-income familie…

Business / Finance · Personal Finance

How I Earned 1 Million Points With My Family Cruise Booking

Booking a cruise through an airline-branded cruise portal may help you earn thousands of miles and possibly elite status, especially if you have an airline credit card.

Business / Finance · Personal Finance

Locked Out: Should You Take ‘Free Money’ to Buy a Home?

Homebuying assistance programs can lower your upfront costs, but weigh the trade-offs first.

Business / Finance · Personal Finance

Quiz: What’s the Best Way to Make Money?

Answer a few quick questions to find the right side hustle for you. Spoiler alert: Selling feet pics or your own plasma are not on the list.

Business / Finance · Personal Finance

Mortgage Rates Today, Friday, September 18: No Change

Mortgage interest rates take a breather as bond markets digest all of this week's Fed news.

Business / Finance · Personal Finance

Is Your Home Insurance Enough to Weather a Disaster? How to Check

Here’s how to check for gaps in your home insurance before it’s too late.

Business / Finance · Personal Finance

I Used Credit Card Rewards to Fund a European Vacation — and It Still Cost a Fortune

Credit cards can help you save money on travel, but a completely free trip isn’t realistic.

Business / Finance · Personal Finance

We are paying a high price for a university education | Letters

Readers respond to an article by Zoe Williams in which she argues that university has become a scamHaving read Zoe Williams’ article on student loans (Why has university become su…

Business / Finance · Personal Finance

Can Redditors (and Experts) Help You Spend Less on Groceries?

Rethink your shopping habits and leverage loyalty programs to cut food costs.

Business / Finance · Personal Finance

Mortgage Rates Today, Thursday, September 17: Fed Hikes, Rates Over 7%

Mortgage interest rates already incorporated yesterday's widely-anticipated increase from the Fed. Here's what to expect next.

Business / Finance · Personal Finance

Chase Sapphire Reserve for Business Doubles Hotel Credit

The Chase Sapphire Reserve for Business has increased the annual value of the credit for The Edit hotel bookings from $500 to $1,000, but it would require eight nights in hotels.

Business / Finance · Personal Finance

Sept. 18 is National Cheeseburger Day — Here Are the 18 Juiciest Deals

Fast food chains and restaurants nationwide are celebrating with buy-one-get-one deals, discounts and free cheeseburgers with minimum purchases.

Business / Finance · Personal Finance

‘I feel invisible’: over-50s reveal harsh realities of trying to get a job

Readers describe feelings of rejection after submitting hundreds of applications but getting a handful of interviewsHundreds of job applications, exhausting searches and relentles…

Business / Finance · Personal Finance

Refinancing My Car Loan: 4 Things I Learned From Exploring My Options

Applying to refinance my auto loan was easy, but there were still a few things I had to learn to determine if a deal was too good to be true.

Business / Finance · Personal Finance

What Is a Preferred Lender List — and Should You Use One?

Your school's preferred lender list doesn’t just recommend private student loan lenders. It can also be a starting point for your own research.

Business / Finance · Personal Finance

Fed Hikes Rate for the First Time Since 2023

The Federal Reserve raised its benchmark interest rate by a quarter percentage point on Wednesday, taking the federal funds target range to 3.75%-4%.

Business / Finance · Personal Finance

New AmEx Centurion Lounge in Amsterdam Only for Flyers Departing Schengen

AmEx's new Centurion Lounge in Amsterdam is the first credit card issuer lounge at Schiphol International Airport and the first Centurion Lounge in continental Europe.

Business / Finance · Personal Finance

Why Mortgage Rates Shot Toward 7% Before the Fed Raised Rates

Mortgage interest rates moved significantly higher this week as markets anticipated today's Fed rate hike.

Business / Finance · Personal Finance

Amazon raises starting pay to $20 an hour and adds Whole Foods discount

Wage increase brings Amazon’s US minimum pay in line with Costco and includes new grocery discount benefitAmazon has raised its minimum wage in the US to $20 an hour, with average…

Business / Finance · Personal Finance

Pension peril: is it time to unpick the triple lock? | Letters

Readers are divided on whether the triple lock should stay or goThe article about whether the pensions triple lock should be ditched omits several key facts (‘Costing billions’: i…

Business / Finance · Personal Finance

5 Things to Know About the SoFi Smart Card

The SoFi Smart Card boasts some ideal features for credit newbies, plus excellent rewards at grocery stores — but not anywhere else.

Business / Finance · Personal Finance

Mortgage Rates Today, Wednesday, September 16: Yup, We’re Over 7%

Mortgage interest rates topped 7% as the 10-year Treasury yield hit a 20-year high.

Business / Finance · Personal Finance

Chase Sapphire Reserve Increases DoorDash Credit, Unveils Travel Offers

Chase Sapphire Reserve cardholders can now get up to $15 per month in credits for DoorDash restaurant orders. There are also new Chase Offers on travel.

Business / Finance · Personal Finance

Barclaycard sent me a bill for someone else’s account

It told me a year ago I had applied for a credit card – now it is it telling me my payment is overdueA year ago I got an email from Barclaycard stating that my “application was su…